Build Budget Mastery That Actually Works

Creating a master budget isn't about filling spreadsheets. It's about understanding how money flows through your business and making decisions that matter. Our program walks you through the whole process with real-world examples from Australian small businesses.

We've worked with shop owners in Parramatta who thought budgeting was just for big companies. Turns out, having a clear financial plan changes everything. You'll learn the same methods they used to get control of their cash flow.

Business professionals reviewing budget documents and financial planning materials

What Drives Our Teaching

We believe budget education should connect to actual business challenges. Not theory for theory's sake, but practical skills you can use next week.

Real Business Context

Every lesson comes from actual client situations we've encountered. When we talk about variance analysis, you'll see examples from retail shops, service providers, and local manufacturers who faced the same questions you're asking.

Honest Conversations

Budgeting gets messy. Sales forecasts go wrong. Costs spike unexpectedly. We don't pretend everything works perfectly. Instead, we show you how to adjust when reality doesn't match your plan.

Long-Term Relationships

This program is the start of something, not a quick fix. Many participants come back with questions months later, and that's exactly what we want. Your financial journey continues long after the structured lessons end.

Diverse group of professionals collaborating on financial planning in modern workspace

Learn Alongside Other Business Owners

The best insights often come from other participants. Someone running a café in Western Sydney might solve a problem you're facing with your consulting business. It happens more often than you'd think.

Our September 2025 cohort brings together people from different industries, all trying to get better at financial planning. You'll work through case studies together, share what's actually happening in your businesses, and build connections that last beyond the program.

  • Weekly group sessions where real questions get answered
  • Small breakout groups matched by business type or challenge
  • Optional peer review of your draft budgets before finalizing
  • Private discussion board that stays active after the program ends

Who You'll Learn From

Our instructors have spent years helping Australian businesses build financial systems that work. They've seen what goes wrong and what makes the difference between a budget that sits in a drawer and one that guides actual decisions.

Callum Thorne, senior financial planning instructor

Callum Thorne

Lead Budget Instructor

Callum worked in manufacturing finance for twelve years before moving into education. He knows what happens when production costs suddenly change or suppliers increase prices without warning. His teaching focuses on building flexibility into your budget.

Bridget Kellaway, cash flow management specialist

Bridget Kellaway

Cash Flow Specialist

Bridget spent eight years helping retail businesses manage seasonal cash flow. She's particularly good at explaining how to plan for the quiet months without panicking. Her sessions on working capital are the ones people reference most often later.

Esme Quilter, financial analysis expert

Esme Quilter

Analysis & Reporting Expert

Esme has a background in service businesses and really understands project-based budgeting. When your revenue doesn't arrive in neat monthly chunks, you need different approaches. She'll show you how to track actuals against budget when timing gets complicated.

Join Our September 2025 Program

The next cohort starts in early September and runs for ten weeks. We keep groups small because the collaborative work matters. Once we hit capacity, that's it until the January 2026 intake.

Program Structure

Ten weekly sessions combining instruction, practical exercises, and group discussion. You'll build your own master budget throughout the program, getting feedback along the way. Expect to spend about four hours per week including the live sessions.

Enrollment Opens Applications open June 15, 2025. We review submissions on a rolling basis and confirm spots by early July.
Program Dates September 2 through November 11, 2025. Sessions run Tuesday evenings, 6:30-8:30 PM AEST.
What You Need Basic spreadsheet skills and at least one year of business financial records to work with during exercises.
Ongoing Support Access to materials and discussion boards continues for six months after completion.
Get Program Information